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Dental care is an essential aspect of overall health. Unfortunately, many New Yorkers cannot afford dental coverage. According to a report by the New York State Department of Health, over half of the state’s population receives no dental care. However, there are affordable coverage options available in the Empire State. This article will examine some of New York’s options for affordable dental coverage.
1. HealthPlex
HealthPlex is a dental insurance company that seeks to make dental care affordable and accessible to all New Yorkers. The company offers comprehensive dental coverage options, including preventive care, restorative treatments, and orthodontics. Eligible individuals can enroll in HealthPlex at any time, and the plan covers all pre-existing conditions.
HealthPlex’s dental plans are affordable, with prices ranging from $12 to $40 per month. The company also offers a discount program for routine dental care and additional savings on vision care, hearing aids, prescription drugs, and more.
2. Fidelis Care
Fidelis Care is a health insurance company that offers dental coverage as part of its health plans. The company’s dental plans cover preventive care, restorative treatments, and orthodontics. Fidelis Care’s dental plans are available to eligible individuals or families who qualify for Medicaid managed care in New York State.
Fidelis Care’s dental plans have no copayments or deductibles for covered services, and there is no annual maximum on benefits. The company also offers access to a network of dental providers throughout the state.
3. New York State’s Child Health Plus
New York State’s Child Health Plus program provides affordable health and dental coverage for children under the age of 19. The program offers comprehensive dental coverage, including preventive care, restorative treatments, and orthodontics.
The cost of Child Health Plus coverage is based on family income, and most families pay nothing for the coverage. The program has a network of dental providers throughout the state, ensuring that children have access to quality dental care.
4. Community Health Centers
Community health centers are nonprofit healthcare facilities that provide comprehensive medical and dental care to low-income individuals and families. These facilities offer quality dental services, including preventive care, restorative treatments, and orthodontics.
Community health centers offer affordable care based on a sliding fee scale, and many of them accept Medicaid and other insurance plans. The centers also offer free or low-cost dental care for individuals who are uninsured or underinsured.
In conclusion, affordable dental coverage is essential to promote the overall health and wellbeing of New Yorkers. There are several options available that offer comprehensive dental coverage at affordable rates. Whether through dental insurance companies, state programs, or community health centers, New Yorkers can access quality dental care without breaking the bank.
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