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Dental Insurance Coverage: What’s Included and What’s Not in Ireland

Dental Insurance Coverage: What’s Included and What’s Not in Ireland

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Dental insurance coverage in Ireland can be a confusing topic. It’s essential to know what’s covered and what’s not to decide if it’s worth investing in a policy. This article will provide an overview of dental insurance coverage in Ireland, including what’s included and what’s not.

What’s Included?

Dental insurance policies in Ireland can vary in terms of what’s covered. However, most policies usually cover the following:

– Routine checkups: Dental insurance plans usually cover the cost of regular checkups, including x-rays and cleaning.
– Fillings: Most policies will cover the cost of fillings in teeth to treat cavities.
– Extractions: Dental policies in Ireland cover the cost of extraction of teeth if there’s no other alternative.
– Root canal treatment: A root canal treatment is a procedure done to save a decaying tooth. Dental policies usually cover the costs of root canal treatments.
– Dentures and bridges: When one or more teeth are missing, the dental insurance covers the cost of dentures and bridges as a replacement.
– Emergency dental treatment: In case of a dental emergency, dental policies in Ireland cover the cost of necessary treatments.

What’s Not Included?

Although dental insurance covers most of the essential dental treatments’ costs, some procedures are not covered. The following dental procedures are not typically covered by most insurance policies:

– Cosmetic dentistry: Any dental treatment that aims to enhance the appearance of teeth, such as teeth whitening, veneers, and dental implants, is considered cosmetic treatment. Dental insurance in Ireland does not cover cosmetic dentistry costs.
– Orthodontic treatment: Orthodontic treatment includes procedures such as braces, aligners, and retainers. Most dental insurance in Ireland do not cover orthodontic treatment costs except for children under 18 years of age.
– Pre-existing conditions: Dental policies in Ireland do not cover treatments that are related to pre-existing dental conditions.
– Dental trauma: Dental injuries or accidents due to sports or injuries are not covered under most standard policies.

Conclusion

In summary, dental insurance is essential to keep your dental health and wellbeing in check. Whether you’re looking for a basic or comprehensive policy, it’s essential to understand what is and what’s not included in coverage. Basic policies usually cover the essential dental treatments like cleanings, fillings, and extractions. On the other hand, comprehensive policies cover more treatments like dentures and bridges. However, it’s crucial to remember that cosmetic dentistry and orthodontic treatment are generally not covered under insurance policies. To get the best insurance policy, it’s essential to compare policies based on your specific needs and budget.
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