Mexico is a popular destination for dental tourists, but many people may be apprehensive about getting dental procedures done abroad without insurance coverage. Fortunately, there are several options for Mexico dental insurance. This article will provide a comprehensive guide to coverage and benefits of Mexico dental insurance.
Firstly, it is important to understand that there are two types of dental insurance – indemnity and managed care plans. Indemnity plans give you the freedom to choose any dentist you want and you will be reimbursed for a portion of the cost of the treatment. Managed care plans, on the other hand, require you to choose from a network of dentists.
Mexico dental insurance is available in both types. Some of the popular insurance options that cover dental treatments in Mexico are:
1. Aetna International: This insurance company offers a range of dental insurance plans that cover basic, preventive, major and restorative dental treatments. The plans include a variety of deductibles and annual maximum payouts.
2. Blue Cross Blue Shield: The BCBS Global offers a dental insurance plan that covers preventive, basic, major and restorative treatments. The plan includes coverage for orthodontic treatments as well.
3. Cigna International: Cigna’s dental insurance plan covers preventive, basic, major and orthodontic treatments. It also offers coverage for dental emergencies and preventive care for children.
4. GeoBlue: This medical insurance company offers a dental plan that covers preventive, basic and major dental treatments. The plan includes a network of dentists in Mexico.
These insurance plans offer varying levels of coverage and benefits. Some basic details to be aware of include:
1. Annual maximum: The maximum amount that your insurance plan will pay for dental treatments in a year.
2. Deductible: The amount that you will have to pay out of pocket before your insurance coverage kicks in.
3. Waiting period: The amount of time you have to wait after purchasing your insurance before coverage begins.
4. Network restrictions: Managed care plans require that you choose from a network of dentists.
5. Co-pays: The amount that you will have to pay out of pocket for certain dental treatments.
As with any insurance purchase, it is important to do your research and determine which plan best fits your needs and budget. Be sure to read the fine print and understand the coverage and benefits before making a purchase.
In summary, Mexico dental insurance is a viable option for those traveling to Mexico for dental treatments. A range of insurance plans are available that offer varying levels of coverage and benefits. As always, research and due diligence are important when choosing a plan that meets your specific needs.