Dental insurance is a valuable investment for people living in France because it can provide peace of mind knowing that dental expenses are covered. But with so many insurance providers in France, it can be difficult to compare plans and prices. Below is an overview of the top dental insurance providers in France, including their plans, prices, and other important information.
1. La Mutuelle Générale
La Mutuelle Générale offers four dental plans, which range in price from €6.50 to €36.50 per month. Their most comprehensive plan, Plan Optimum, covers up to €3,000 in dental expenses per year. The other plans cover between €300 and €1,500 per year. All of their plans cover preventive care, such as check-ups and cleanings.
2. Harmonie Mutuelle
Harmonie Mutuelle has two dental plans, which cost €13.50 per month for their basic plan and €24.50 per month for their comprehensive plan. Their comprehensive plan covers up to €1,500 in dental expenses per year, including orthodontic treatment and implantology. Their basic plan offers coverage for routine check-ups, fillings, and extractions.
MGEN offers two dental plans. Their basic plan, Plan Essentiel, covers up to €350 in dental expenses per year for a cost of €10.90 per month. Their more comprehensive plan, Plan Confort, covers up to €1,000 in dental expenses per year for a cost of €25.90 per month. Both plans cover preventive care, restorative care, and orthodontic treatment.
4. L’Assurance Maladie
L’Assurance Maladie, also known as the French national health insurance, covers basic dental care, such as check-ups and cleanings. For more extensive care, such as root canals or extractions, patients are responsible for a percentage of the cost. The benefit of L’Assurance Maladie is that it is free to those who work or live in France and have a social security number.
In conclusion, investing in dental insurance can provide valuable coverage for a range of dental treatments and procedures that can be costly. When comparing plans and prices, it is important to consider the level of coverage needed, the monthly cost, and the annual coverage limit. By understanding the options available and doing your research, you can choose the dental insurance provider that best fits your budget and needs.